Home Insurance Choices

Our buildings and contents insurance product at a glance:

  • Provides cover up to £800,000 rebuilding cost as standard provided the property meets certain criteria
  • Home emergency cover up to £150 included as standard
  • Trace and access cover up to £5,000
  • Contents temporarily removed from the home up to 15% of the contents sum insured (with a minimum of £7,000)
  • Credit cards cover for up to £5,000 fraudulent use
  • 24 hour help and advice with our legal and domestic emergency helplines
  • Additional cover options available with this product:
    • Extended accidental damage for both buildings and contents
    • Personal possessions cover
    • Pedal cycles cover
    • Specified items cover available for items worth above £1,500
    • Family legal protection cover up to £50,000
  • Discounts available for no claims and voluntary increased excess

Find out more about this product.

For further cover details, please refer to the HIC Key Features.